Financial Disclaimer — Holdtotal

Effective date: [DATE]

Informational purposes only

Holdtotal is an informational and educational tool. It lets you write down the cryptocurrency you hold and see what it is worth at recent third-party prices. That is all it does.

Not financial advice

Nothing in Holdtotal is financial, investment, legal, or tax advice. Nothing in it is a recommendation, solicitation, or offer to buy, sell, or hold any asset.

We are not a broker, a dealer, an investment adviser, a financial planner, or a tax professional, and we are not registered as any of those. Using the app does not create a fiduciary relationship, an advisory relationship, or a professional relationship of any kind between you and us.

If you want advice about your own situation, speak to a qualified professional who is licensed to give it.

Price data may be wrong

Prices in the app come from CoinGecko, a third-party provider. That data may be delayed, incomplete, interrupted, or simply inaccurate. We do not verify it.

The values shown are estimates based on that data. They may differ — sometimes substantially — from prices on any given exchange, and from the price at which you could actually buy or sell. Do not treat any figure in the app as an authoritative valuation, and do not rely on it for tax reporting, accounting, or any transaction.

Cryptocurrency is volatile and risky

Cryptocurrency prices can move sharply and without warning. Assets can lose a large part of their value, or all of it. Past performance tells you nothing about future results.

You can lose money, including everything you put in. Never commit money you cannot afford to lose.

You are responsible for your own decisions

Any decision you make about buying, selling, or holding cryptocurrency is yours alone. You are solely responsible for it and for its consequences. We accept no liability for any loss arising from a decision you made while using the app or from any data the app displayed.

The app never touches your funds

Holdtotal has no custody of anything. Specifically, it:

• never connects to a wallet or an exchange;
• never accesses, holds, stores, or transfers funds;
• never accesses, requests, or stores private keys or seed phrases;
• offers no ability to buy, sell, trade, swap, stake, or transfer any asset.

Everything you enter is typed in by hand and stays on your device.

No one from Holdtotal will ever ask you for a private key or a seed phrase. Anyone who does is trying to steal from you.

Advertising

The app is free and shows third-party ads through Google AdMob. We do not control which ads appear and do not endorse them. Ads for financial products, trading platforms, or tokens are not recommendations and are not vetted by us. Evaluate any such offer independently.

Accuracy and availability

We make no guarantee that the app will be available, uninterrupted, or error-free, or that any information in it is accurate or current. Features may change or be withdrawn at any time.

Questions

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Published by SMARTNESS HOME, société par actions simplifiée (SAS) with share capital of €8,000.00, registered office 5 rue Agrippa d'Aubigné, 91090 Lisses, France, registered under RCS Evry 829 550 185, SIRET 829 550 185 00013, EU VAT FR40829550185. Publication director: Eric Siwon, President.